Kailey Hagen has been writing about small businesses and finance for almost 10 years, with her work appearing on USA Today, CNN Money, Fox Business, and MSN Money. She specializes in personal and business bank accounts and software for small to medium-size businesses. She lives on what's almost a farm in northern Wisconsin with her husband and three dogs.
Our Insurance Expert
Fact Checked Ashley Maready Writer and EditorAshley Maready is a former history museum professional who made the leap to digital content writing and editing in 2021. She has a BA in History and Philosophy from Hood College and an MA in Applied History from Shippensburg University. Ashley loves creating content for the public and learning new things so she can teach others, whether it's information about salt mining, canal mules, or personal finance.
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Erie Auto Insurance offers the total car insurance package: comprehensive policies, affordable rates, and top-notch customer service. It also stands out for its unique coverage options that enable drivers to build policies tailored to their needs. Check out our full Erie Auto Insurance review below for an in-depth look at what it has to offer.
Best for predictable pricing year over year Erie Auto Insurance Rating image, 4.00 out of 5 stars. 4.00/5 Circle with letter I in it.Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Erie stands out for its excellent customer service and rare protections. Drivers can easily customize a policy that suits them and they can even lock in their car insurance rate if they want. When the time comes to file a claim, Erie's customers can rest easy knowing they're working with one of the industry leaders in claims satisfaction.
Erie Auto Insurance's monthly auto insurance premiums fall below the national average for many drivers, including young drivers and those with accident histories. Here's a closer look at how much the company charges drivers in several scenarios.
| 35y, female, clean record | 35y, male, clean record | 35y, female, one accident | 18y, male, clean record |
|---|---|---|---|
| $157.92 | $151.25 | $220.58 | $399.67 |
Erie Auto Insurance has below average rates for most drivers. The table below highlights how its premiums for several common driver profiles stack up to the national average.
| Erie Auto Insurance Average Rate | National Average Rate | |
|---|---|---|
| Clean Driving Record | $1,855 | $2,389 |
| Accident on Record | $2,647 | $3,370 |
| Speeding Ticket on Record | $2,106 | $3,032 |
| DUI on Record | $3,081 | $4,380 |
| 18 Years OId - New Driver | $4,796 | $6,291 |
| 65 Years Old - Senior | $1,746 | $2,140 |
| Military Service | $1,815 | $2,375 |
| Minimum Coverage (Liability Only) | $562 | $787 |
Erie's list of auto insurance discounts isn't quite as long as some of its competitors. But it still offers drivers several opportunities to save. Its multi-policy discount, in particular, is pretty substantial.
Erie covers all the major types of vehicles that other major auto insurers do. This makes it a great fit for those who hope to insure several types of vehicles in one place.
Erie offers all auto insurance protections required by law as well as collision and comprehensive coverage, which many lenders require. In addition, it has a number of optional protections, including some drivers rarely see elsewhere, like Rate Lock and pet injury coverage.
Erie Auto Insurance scored above average in every region it appeared in, in the latest J.D. Power U.S. Auto Insurance Study. It even took the top spot in the North Central and Mid-Atlantic regions. It also fared well in J.D. Power's U.S. Auto Claims Satisfaction Study, scoring No. 2 out of 24 companies.
Erie offers a fairly comprehensive suite of insurance policies. It's a solid pick for those hoping to bundle multiple types of insurance with a single company.